US Finance
401(k) Contribution Limits 2026: The New Three-Tier Catch-Up Rules
The IRS set three distinct 401k contribution limits for 2026: $24,500 for workers under 50, $32,500 for those aged 50–59 and 64+, and a new $35,750 super catch-up for workers aged 60–63. Here's what changed, why it matters, and how to calculate the long-term impact on your retirement.