India Finance
EPFO Interest Rate 2025-26: What 8.25% Means for Your Retirement Corpus
The EPFO Central Board of Trustees retained the EPF interest rate at 8.25% for 2025-26 — the same as 2024-25, and the highest rate since 2016-17. On a ₹10 lakh EPF balance, that is ₹82,500 in tax-free interest for the year. Here's what the rate means for your corpus, how EPF compares to VPF and NPS, and how to maximise your EPFO benefit.