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Tax Articles

Two sealed kraft envelopes on dark slate surface with magnifying glass — representing different Roth IRA time horizon strategies
US Finance · 9 min read

Roth IRA 2026: Contribution Limits, Income Phase-Outs & Who Qualifies

The IRS has set the 2026 Roth IRA contribution limit at $7,500 for savers under 50 and $8,600 for those 50 and older. But the limit is only part of the story — income phase-outs determine whether you can contribute at all. Here are the exact thresholds, the math on tax-free compounding, and how Roth compares to Traditional IRA over a 30-year horizon.

Three gleaming 24-karat gold coins stacked on dark slate surface catching warm amber directional light — representing the surge in gold prices in India in 2026
India Finance · 9 min read

Gold at ₹1.47 Lakh Per 10g in March 2026: Gold ETF, SGB or Physical — Which Is Right for You?

Gold crossed ₹1 lakh per 10 grams in 2025 and is now at ₹1,46,670 per 10g as of March 25, 2026 — an 89% surge in just 15 months from December 2024. With no new Sovereign Gold Bond series since February 2024, investors must choose between Gold ETF and physical gold. We compare all three options on returns, tax treatment, and practical accessibility.